Ripple Explained Simply (XRP)

Ripple was originally conceived in 2004. After further development of the concept, a corporation named OpenCoin was founded during 2012. The Company developed the ripple protocol (RTXP) and the Ripple payment & exchange network in open source code. The company name changed to Ripple Labs Inc. during 2013 and was subsequently rebranded and shortened to Ripple in 2015. Ripple is a privately funded company with notable investors such as Google Ventures, Seagate Technology, Accenture, Bitcoin Opportunity Corp & Standard Chartered.

Today, Ripple boasts more than 100 major institutional clients -and growing- notably major brands such as JPMorgan and Bank of America. Currently Ripple is consider as a centralized open network, its not a such a bad thing to move large amount of money between banks. it might have a great future if large financial institution and banks adapt to XRP. Money graham has recently announced that they will utilize XRP as a major token on their network.
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